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Dover, MA: town finances

Strong savings (20% of budget vs 7.3% typical); override vote unlikely, with room under the tax cap.

Budget grade

A · Excellent

Better than 99% of MA towns · score 100 of 100

Ability to pay

Top 5% for income and property value

Shown separately; not part of the budget grade. Income per resident $133,756 (Census ACS 2020-24); property value (EQV) per resident $614,821 (DLS 2024).

Chance of an override vote

Low

1 point on our 0-8 scale: Low 0-2, Medium 3-4, High 5+. It ranks towns; it is not a percentage.

Key numbers

MeasureDoverMedian MA town
Typical tax bill, FY2026 (average single-family)$19,088$6,755
Tax bill as a share of median household income≤7.6%6.4%
Tax bill growth per year, FY2016-263.04%3.95%
Override vote dates, last 5 yearsNo35% of towns had one
Savings (reserves), % of budget, FY2024-26 average19.5%7.3%
Debt, % of property value, FY2023-25 (voter-approved debt at half weight)0.51%0.70%
Debt payments inside the tax cap, % of budget1.2%1.3%
Unused room under the tax cap, FY2026 (% of max levy)6.18%0.34%
School enrollment, 5-year change-7%-2%
Students per teacher, 2025-2610.011.4
Median single-family sale price, 2024$1.7M (51 sales)$614k
Single-family price change, 2019-24+33.6%+52.8%
Median household income (Census, 2020-24)$250,000+ (Census cap)$113,750
Population (DLS)5,86010,585

Main school district: Dover-Sherborn (regional district shared with 2 towns). Shaded = worse than the median town on tax bill share or enrollment. Medians are across all 351 towns with data.

Why this budget grade

Budget grade A, excellent (100/100; better than 99% of MA towns): reserves averaged 20% of budget over FY2024-26 (state median 7.3%); debt 0.51% of property value with voter-approved debt at half weight (0.78% before; median 0.70%); debt payments inside the tax cap 1.2% of budget (median 1.3%). Voter-approved amounts exceed its general-fund debt payments (often regional school debt), so the state median share is used.

Why this chance of an override vote

Chance of an override vote: Low (1 pt): voter-approved debt or capital increase passed since July 2021 (+1).

Context, not scored

Teacher jobs -1.6% last year; enrollment -7% over 5 yrs; regional district shared with 2 towns; tax bill up to 7.6% of median income (state median 6.4%).

"pts" are points toward the chance of an override vote. Max levy is the most the town can raise without a vote under Prop 2½. See how the budget grade works.

See this town in the full data table →

Budget grades and override chances are our own estimates from public data, as of 25 Oct 2026. Check figures with the town and the original source before relying on them. Disclaimer. Spot an error? hello@beforeyoubuyma.com

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