Erving, MA: town finances
Low debt and modest savings (7.1% of budget); override vote in 2023; another override vote likely.
Budget grade
Better than 55% of MA towns · score 81 of 100
Ability to pay
Above the state median for income and property value
Shown separately; not part of the budget grade. Income per resident $42,022 (Census ACS 2020-24); property value (EQV) per resident $534,328 (DLS 2024).
Chance of an override vote
5 points on our 0-8 scale: Low 0-2, Medium 3-4, High 5+. It ranks towns; it is not a percentage.
Key numbers
| Measure | Erving | Median MA town |
|---|---|---|
| Typical tax bill, FY2026 (average single-family) | $2,772 | $6,755 |
| Tax bill as a share of median household income | 3.6% | 6.4% |
| Tax bill growth per year, FY2016-26 | 8.32% | 3.95% |
| Override vote dates, last 5 years | Yes (1 vote, 1 failed) | 35% of towns had one |
| Savings (reserves), % of budget, FY2024-26 average | 7.1% | 7.3% |
| Debt, % of property value, FY2023-25 (voter-approved debt at half weight) | 0.29% | 0.70% |
| Debt payments inside the tax cap, % of budget | 0.0% | 1.3% |
| Unused room under the tax cap, FY2026 (% of max levy) | 0.02% | 0.34% |
| School enrollment, 5-year change | -4% | -2% |
| Students per teacher, 2025-26 | 6.3 | 11.4 |
| Median single-family sale price, 2024 | $326k (14 sales) | $614k |
| Single-family price change, 2019-24 | +42.1% | +52.8% |
| Median household income (Census, 2020-24) | $77,656 | $113,750 |
| Population (DLS) | 1,667 | 10,585 |
Main school district: Erving. Shaded = worse than the median town on tax bill share or enrollment. Medians are across all 351 towns with data.
Why this budget grade
Budget grade B, solid (81/100; better than 55% of MA towns): reserves averaged 7.1% of budget over FY2024-26 (state median 7.3%); debt 0.29% of property value with voter-approved debt at half weight (0.29% before; median 0.70%); debt payments inside the tax cap 0% of budget (median 1.3%). Small town: figures are volatile, and its score is pulled toward the state median.
Why this chance of an override vote
Chance of an override vote: High (5 pts): almost no unused room under the tax cap (0.02% of max levy, +3); override vote since July 2016, latest 2023-10 (+2).
Context, not scored
Teacher jobs +1.8% last year; enrollment -4% over 5 yrs; tax bill 3.6% of median income (state median 6.4%).
"pts" are points toward the chance of an override vote. Max levy is the most the town can raise without a vote under Prop 2½. See how the budget grade works.
Override votes since July 2016
| Vote date | Result | Amount | Purpose (as listed by DLS) |
|---|---|---|---|
| Oct 23, 2023 | Failed | $1,831,000 | Operating And Capital Expenditures |
Source: MA DLS Proposition 2½ override vote file, as of 25 Oct 2026. One ballot can carry several questions.
See this town in the full data table →