Plympton, MA: town finances
Fair finances; thin savings (2.9% of budget vs 7.3% typical); little room under the tax cap; an override vote possible.
Budget grade
Better than 15% of MA towns · score 65 of 100
± Borderline: the score is within 2 points of the C/D cutoff, so a small change in the data could move the budget grade.
Ability to pay
Above the state median for income and property value
Shown separately; not part of the budget grade. Income per resident $54,640 (Census ACS 2020-24); property value (EQV) per resident $268,079 (DLS 2024).
Chance of an override vote
3 points on our 0-8 scale: Low 0-2, Medium 3-4, High 5+. It ranks towns; it is not a percentage.
Key numbers
| Measure | Plympton | Median MA town |
|---|---|---|
| Typical tax bill, FY2026 (average single-family) | $9,007 | $6,755 |
| Tax bill as a share of median household income | 7.1% | 6.4% |
| Tax bill growth per year, FY2016-26 | 4.28% | 3.95% |
| Override vote dates, last 5 years | No | 35% of towns had one |
| Savings (reserves), % of budget, FY2024-26 average | 2.9% | 7.3% |
| Debt, % of property value, FY2023-25 (voter-approved debt at half weight) | 0.17% | 0.70% |
| Debt payments inside the tax cap, % of budget | 0.4% | 1.3% |
| Unused room under the tax cap, FY2026 (% of max levy) | 1.96% | 0.34% |
| School enrollment, 5-year change | +11% | -2% |
| Students per teacher, 2025-26 | 13.8 | 11.4 |
| Median single-family sale price, 2024 | $672k (22 sales) | $614k |
| Single-family price change, 2019-24 | +49.7% | +52.8% |
| Median household income (Census, 2020-24) | $126,736 | $113,750 |
| Population (DLS) | 2,923 | 10,585 |
Main school district: Plympton. Shaded = worse than the median town on tax bill share or enrollment. Medians are across all 351 towns with data.
Why this budget grade
Budget grade C, fair (65/100, near the C/D line; better than 15% of MA towns): reserves averaged 2.9% of budget over FY2024-26 (state median 7.3%); debt 0.17% of property value with voter-approved debt at half weight (0.28% before; median 0.70%); debt payments inside the tax cap 0.4% of budget (median 1.3%). Voter-approved amounts exceed its general-fund debt payments (often regional school debt), so the state median share is used.
Why this chance of an override vote
Chance of an override vote: Medium (3 pts): little room under the tax cap (1.96% of max levy, +2); school spending grew 3.9%/yr vs 3.6%/yr for the tax cap limit, FY2020-2025 (+1).
Context, not scored
Teacher jobs -2.3% last year; enrollment +11% over 5 yrs; tax bill 7.1% of median income (state median 6.4%).
"pts" are points toward the chance of an override vote. Max levy is the most the town can raise without a vote under Prop 2½. See how the budget grade works.
See this town in the full data table →