Shelburne, MA: town finances
Low debt and modest savings (6.6% of budget); override vote unlikely despite school costs outpacing the tax cap.
Budget grade
Better than 51% of MA towns · score 80 of 100
± Borderline: the score is within 2 points of the B/C cutoff, so a small change in the data could move the budget grade.
Ability to pay
Below the state median for income and property value
Shown separately; not part of the budget grade. Income per resident $47,351 (Census ACS 2020-24); property value (EQV) per resident $189,409 (DLS 2024).
Chance of an override vote
2 points on our 0-8 scale: Low 0-2, Medium 3-4, High 5+. It ranks towns; it is not a percentage.
Key numbers
| Measure | Shelburne | Median MA town |
|---|---|---|
| Typical tax bill, FY2026 (average single-family) | $5,146 | $6,755 |
| Tax bill as a share of median household income | 6.2% | 6.4% |
| Tax bill growth per year, FY2016-26 | 3.95% | 3.95% |
| Override vote dates, last 5 years | No | 35% of towns had one |
| Savings (reserves), % of budget, FY2024-26 average | 6.6% | 7.3% |
| Debt, % of property value, FY2023-25 (voter-approved debt at half weight) | 0.06% | 0.70% |
| Debt payments inside the tax cap, % of budget | 3.1% | 1.3% |
| Unused room under the tax cap, FY2026 (% of max levy) | 4.69% | 0.34% |
| School enrollment, 5-year change | +4% | -2% |
| Students per teacher, 2025-26 | 10.6 | 11.4 |
| Median single-family sale price, 2024 | $506k (9 sales) | $614k |
| Single-family price change, 2019-24 | +84.0% | +52.8% |
| Median household income (Census, 2020-24) | $83,000 | $113,750 |
| Population (DLS) | 1,886 | 10,585 |
Main school district: Mohawk Trail (regional district shared with 8 towns). Shaded = worse than the median town on tax bill share or enrollment. Medians are across all 351 towns with data.
Why this budget grade
Budget grade B, solid (80/100, near the B/C line; better than 51% of MA towns): reserves averaged 6.6% of budget over FY2024-26 (state median 7.3%); debt 0.06% of property value with voter-approved debt at half weight (0.09% before; median 0.70%); debt payments inside the tax cap 3.1% of budget (median 1.3%). 57% of debt payments are voter-approved and paid outside the cap. Small town: figures are volatile, and its score is pulled toward the state median.
Why this chance of an override vote
Chance of an override vote: Low (2 pts): limited room under the tax cap (4.69% of max levy, +1); school spending grew 4.8%/yr vs 4.1%/yr for the tax cap limit, FY2020-2025 (+1).
Context, not scored
Teacher jobs +1.1% last year; enrollment +4% over 5 yrs; regional district shared with 8 towns; tax bill 6.2% of median income (state median 6.4%).
"pts" are points toward the chance of an override vote. Max levy is the most the town can raise without a vote under Prop 2½. See how the budget grade works.
See this town in the full data table →